Who We Are
At Insurance Hai Kya, we believe that financial security is the foundation of a stress-free life. We specialize in Term Insurance, Health Insurance, and Claim Settlement, ensuring individuals and families get the right coverage for their needs. Our goal is to make insurance simple, transparent, and accessible for everyone.
With expertise in human risk and health protection Advisory, we provide strategic solutions that help you protect your future, manage risks, and grow your wealth with confidence.
Mr. Bhuwan Malik
Having rich experience of banking
HSBC Bank, ICICIBANK, ING visya life insurance, IDFC first first life insurance
Licensed Insurance Advisor (Life & General Insurance)
Recognized as a top-performing insurance professional by industry peers.
Regular participant in advanced training programs on emerging trends and products in the insurance sector.
Mr. Bhuwan Malik is a seasoned insurance industry professional with over 20 years of experience in delivering comprehensive risk management and insurance solutions. With a deep understanding of the insurance landscape, Mr. Malik has successfully guided individuals and businesses in selecting the right policies to safeguard their assets and secure their financial future.
Expertise
• Life Insurance: Specialized in providing tailored life insurance plans to ensure financial security for families and individuals.
• Health Insurance: Extensive experience in health insurance solutions, focusing on cost-effective coverage for medical needs.
• General Insurance: Proficient in advising on property, automobile, and business insurance policies.
• Risk Analysis: Skilled in assessing client needs and recommending appropriate insurance products.
• Claims Management: Expertise in facilitating smooth claim processes, ensuring timely settlements.
• Customer Relationship Management: Strong commitment to building long-term client trust and satisfaction.
Highlights
• Successfully assisted over 1,000 clients in choosing the best insurance solutions to meet their unique needs.
• Consistently achieved high customer retention rates through exceptional service and personalized advice.
• Conducted awareness programs to educate clients about the importance of insurance and financial planning.
• Recognized for outstanding performance in policy sales and claims support by leading insurance companies.
“To protect what matters most by providing reliable, personalized, and transparent insurance solutions for every stage of life.”
Mr. Umang Garg
Having rich experience of banking
HSBC Bank, met life insurance, kotak mahindra bank, reliance life insurance
Licenses in Life and General Insurance | AMFI-Registered Mutual Fund Distributor | Bachelor’s Degree in Finance
With over 25 years of experience in insurance and financial advisory, Umang Garg has built a reputation as a trusted and result-oriented professional in the financial services sector. Specializing in creating customized financial solutions, Umang has helped individuals and businesses achieve their long-term financial goals, focusing on risk management, wealth preservation, and growth.
Expertise
• Insurance Solutions: Comprehensive knowledge of life, health, and general insurance products.
• Financial Planning: Expert in wealth creation, retirement planning, and tax-efficient investment strategies.
• Mutual Funds Advisory: Extensive experience in recommending and managing mutual funds tailored to diverse client needs.
• Risk Management: Adept at identifying financial risks and recommending suitable insurance or investment solutions.
• Client Relationship Management: Strong focus on building long-term trust and delivering personalized financial strategies.
Highlights
• Successfully managed portfolios worth millions for clients, ensuring high returns and minimized risks.
• Advised over 500+ clients on insurance and investment solutions, earning accolades for exceptional service.
• Conducted financial literacy workshops, empowering individuals to make informed decisions about their financial futures.
• Maintained up-to-date knowledge of market trends, government policies, and investment instruments to provide accurate and timely advice.
“To simplify financial decisions and empower individuals with strategies that secure their present and build a prosperous future.”
Mr. Rahul Kumar
Having rich experience of Max life insurance
B.Tech (Mechanical) | Fitness Enthusiast | Mutual Funds & Insurance Specialist
With a strong technical foundation in Mechanical Engineering (B.Tech) and over a decade-long commitment to fitness, I bring discipline, consistency, and a results-driven approach to everything I do. My passion for finance led me to develop expertise in mutual funds and insurance, where I help individuals secure their financial future with strategic investment and risk management solutions.
Expertise
• Mutual Funds & Wealth Management – Helping clients build long-term financial security through goal-based investment planning.
• Insurance Advisory – Specializing in life and health insurance to ensure comprehensive financial protection.
• Fitness & Discipline – A fitness enthusiast for 10+ years, applying the same dedication and focus in financial planning as in personal well-being.
• Analytical & Technical Thinking – A mechanical engineering background enhances my ability to analyze financial products with precision and logic.
“I believe that financial and physical fitness go hand in hand. Just as a disciplined workout routine builds strength over time, smart financial planning ensures a stable and secure future. My mission is to educate, guide, and empower individuals to make informed financial decisions while maintaining a balanced and healthy lifestyle.”