What is Health Insurance?

Health insurance is a financial tool that provides financial coverage for medical expenses. A health insurance policy is a contract between the insurance company and an individual. The individual pays a premium to the insurer and the insurer offers financial protection against healthcare expenses to the individual in return. Health insurance covers wide-ranging medical expenses like the cost of medicines, surgery, doctor's consultations, room rent, ambulance charges and more.

Why Do You Need Health Insurance?

Financial Protection – Covers hospitalization, surgeries, and treatments without burdening your savings.
Cashless Treatment – Get treatment at network hospitals without paying upfront.
Tax Benefits – Enjoy tax savings under Section 80D of the Income Tax Act.
Wide Coverage – Covers pre and post-hospitalization, daycare procedures, critical illnesses, and more.
Family Security – Protects your loved ones with family floater plans.

Types of Health Insurance :

✔️ Mediclaim Plans ✔️ Critical Illness Insurance Plans ✔️ Family Health Insurance Plan ✔️ Senior Citizens Health Insurance Plan  ✔️ Personal Accident Insurance Plans ✔️ Individual Health Insurance Plan ✔️ Group Medical Insurance (GMI) ✔️ Group Personal Accident Insurance

Why Choose Insurance Hai Kya for Health Insurance?

🔹 We compare multiple insurance plans to find the best option for you.
🔹 Hassle-free online process with expert assistance.
🔹 Transparent and unbiased advice to help you make an informed decision.
🔹 Quick claim settlement assistance for your peace of mind.

How Does Term Insurance Work?

1
Choose a Health Insurance Plan
2
Select the policy tenure and premium payment term.
3
Get Medical Treatment When Needed.
4
Claim Settlement & Benefits